The Federal Reserve.
24/04/2026.
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By the SDGCK FIRM.
It is to understand the economy as a system and not argue about that.
It is to accept that money must flow from the government to the intended users of money with as little resistance as possible so we keep the cost of money very low and always. The cost is the interest rate. If it's low, then people will join in finance opportunities. But this is not money. This is the cost; the cost of borrowing. The Fed is the lending arm and also hard cash shipment and deliverer of hard cash. This Fed interest rate covers the basic costs of money services and money delivery.
The Fed also supervises electronic money transfers across North America with most North American banks carrying a Fed Wire ABA number.
They also manage electronic cash delivery to the general public particularly in the form of electronic benefits payments. This is delivered primarily through the States benefits programmes that includes the Federal arm of SNAP as part of the Federal Reserve's management of real consumer stimulus. This is the real SNAP count.
The Fed most importantly has to ensure actual money gets to people. The key reason is consumer stimulus and the ability to pay for goods and life in the general cost of living that includes, as we can see, borrowing at times. The average brand new vehicle across the United States cannot be bought on benefits without borrowing or it could be if you have been a resident of some states all your life. Most people finance the acquisition of the vehicle or the home. They finance all kinds of other consumer products.
Our concern at the Fed is that the absence of emphasis on real and consistent consumer stimulus has evaded the focal point or hub of discussion across the Fed and within Fed statements. Real Stimulus must be done and has to be done. We set national minimum standards that must be complied with by the states for the yearly amount of benefits paid per citizen in every state; also in every Canadian province and territory. That minimum is now at $ USD 40,000.00 per year. Ideally, it should be $ USD 70,0000.00 per year. This is consumer stimulus. Here, we stop the conversation. We point out that the international economic community is more than Coca Cola and our dear Microsoft 365 branded products.
There are other brands and the corporations that own them who have taken significant risk and stakes in the American economy; as stakeholders. It is not any longer the case that if America sneezed economically the world catches a cold since the Ukraine is a larger consumer market with heavily financed consumers that are flush with their Ukrainian national benefits, consuming through Amazon and various other retailers. They buy Ford Tata and line the Mach E also Benz products. They buy Nikes and Converse but more ably than any English population, arriving at the final answer following robotics and mechanised labor three generations ago. Russia is the same; so is all of Europe. We are way behind if it's a question of consistent stimulus and the amount per North American citizen in our economy. But these international interests and stake holders could become very angry, disappointed since they have made long term investments in America and they are stake holders now like Coca Cola and Budweiser. No loss is tolerated. There is no need for loss caused by investment in robotics, investment to make goods for presumably ready buyers but met unfortunately with insufficient or unsteady consumer demand or buying power. Loss occurs when robotics cancels jobs in the production process. When the jobs are canceled, the consumer cannot pay for his goods. Here, we see the problem. Money is invested in producing goods with a 24 hour per day robotic production consistency. Automation and AI are the rule now and not human labour or work.
To be happy, what is a penny(1 ¢) worth a minute as invested in consumer stimulus to ensure the same consistency in available regular consumer activity that the average consumer across America can fulfill the most essential consequence of the whole system which is to buy, consume and generate the requisite sale that generates the requisite earnings; that we call revenue and also profit? A penny a minute per consumer as provided to every consumer may have been sufficient to achieve requisite, sufficient consumer spending in the 1920's and 1930's. For this system essential in the current era; to avoid borrowing people and families from other lands, we are happy to input as much as 17¢ per minute in real STIMULUS from the Fed through it's state and coordinated SNAP programmes, throughout it's CUSMA influence and programmes to ensure there is sufficient consumer STIMULUS for all of North America in every country for every citizen.
The Cost of Borrowing (the interest rate) is kept low as not to impede what ever borrowing that is requisite to fulfil Purchasing. This is because the economy is hoping to see not only coffee and candy absorbed by the economy at all times but the larger consumer items that involve homes and vehicles. Homes and vehicles require finance. If we do not comply with logic and provide all consumers this small sum (¢17 cents per minute), the system is imbalanced. Homes are empty and the brand new vehicles that remained unsold as built for the US end up all over the world at tremendous discount. The US towns are empty in the local violence that sometimes ensues in a country suffering a plethora of cheap personal arms and munitions as we failed the true snap count; counting the cost of benefits to sustain life in North America; counting the cost of agreement with the UDHR. The violence instigated by national policy that says not all Americans had money portends violence. See the Dillinger file.
So then here we focus on our new appreciation of the minutia of the Cost of Money and STIMULUS. The interest rate that represents the cost of money may move up and down by a point as 1.3% moves to 1.4% or down to 1.2% interest. This only improves the cost of borrowing. But this does not enable Actual Real Stimulus in the ability to pay the loan. The consumer needs the Ability To Pay since reducing the rate only lessens the cost of borrowing but does not enable the actual payment of the loan or provide actual money to purchase the goods. We can improve that in small increments at pennies per minute; ¢17 cents per minute to be exact. We can also improve Actual Real Stimulus across North America. We have the nexus and system call to lead. You can see already that if the US Fed changes it's rate up or down, the Canadian Central Bank follows. The Fed rate should never be higher than 1.5%. Raising it retards borrowing and economic activity. It retards STIMULUS. We thank Gerome for his work in this regard.
Real STIMULUS maintained through the BENEFITS should be relatively consistent so people can Finance their life and make payments consistently with certainty over the usual average borrowing cycle of 5 to 10 years for most Home Appliance or Vehicle finance arrangements or Home leases or the mortgage.
Consistency In STIMULUS between $40000.00 to $70000.00 across North America stands as the goal. But this also now in the long term the problem. Why is it not the same amount across the whole economy like other countries? We could accept some variation in amount paid from one country to the other; but within the same country, it should be the same amount paid to all. It would be best if the amount to all across North America is roughly the same. The food and products we buy are essentially the same and so is the news we watch in addition to the methods by which we pay for goods. The cost is essentially the same with some exchange rate variation.
Unlike other countries, the benefit paid is not the same across the whole economy. It is not equally measured stimulus across the economy. But when you raise the rate by 1%, it impacts all consistently regardless of the consumer STIMULUS money paid to them. So a 1% increase in the Fed rate or in some other factors impacting the cost of living may affect some more than others nonetheless since some are receiving less than others from the government. Some are receiving more; and those receiving less may suffer defaults in payment and abandonment of homes or abandonment of whole towns across North America.
Oshawa was somewhat abandoned but it is being re-occupied by Red and Yellow Asians who can pay the rent and car payments. The Oshawa locals have suffered increases in cost of living that outpaces the current amount of benefits received that has not increased since 1980. The benefit is paid at higher amounts in Quebec, the Yukon, Manitoba and the NWT contrary to s.15 of the Charter of Rights and Freedoms. The international economy does not share the local affinities and willingness to absorb the local fascination with unhappiness. We must accept that this benefit must be paid equally when we contribute equally in sales tax. All provinces are also contributing their share of raw natural resources to the GDP but resource provision is not the reason for the difference in benefits paid. We can see that.
The Canadians ran to Oklahoma, Florida, Minnesota, Texas and Massachusetts looking for hope. The absence of consistent government paid benefits after robotic automation and AI with the joblessness that ot causes is a pull and push factor in a reverse migration; back south. Kawartha or Kanata Trees and lakes are not enough to make a population stay settled. They need money for food, heat and electricity. They can't just skin and eat a beaver for daily sustenance. How do you catch a beaver? But maybe you might buy more pork chops if you have the money.
Love costs money. Then, she can have the six babies a year and help repopulate at 8 pounds gestation in two months. She can travel at the speed limit and also go beyond the limit. Either way, she can think. She will have the baby and you will support her in what she is doing. She can think.
So, we have to find the balance in benefits that works for the entire North American economy. We spent billions in government loans from tax dollars to help all kinds of companies out with retooling of the factory facilities that we now understand and refer to this retooling as automation; not just for vehicles but vacuum cleaners, breads, cookies crackers, milk, beers, cakes and light bulbs made by machine.
Follow the guise of automation, we spend a purposeful amount on ourselves too since I don't get to go to all the company picnics but indirectly maybe we financed the food provided there. So we spend a purposeful amount on ourselves at ¢ CAD 17 cents per minute; every citizen that includes the factory employees.
The goal is REAL CONSUMER STIMULUS for all of North America with a consistent $ USD 70000.00 per anum( USD 13 cents/ per minute or $7.99 per hour) across all of North America. That works out to about $ CAD 90,000.00 per anum( ¢ CAD 17 cents a minute). This is then Base Rate Stimulus; ¢ USD 13 cents a minute as essentially the Rate of Stimulus. We are not paying the machines any money but we provide the machine a kilowatt of energy per hour or per minute for it's function and labour. That is the rate of energy. We pay the consumer a corollary amount for his function and consuming; a purposeful rate of Stimulus as financial energy, a factor of energy that powers the consumer to buy with a tap, a swipe, insertion or online payment.
The Base Rate of Stimulus is the rate of energy in terms of ability to pay made available to the consumer to achieve consistent buying power, demand and ability pay.
The requisite amount achieves all UDHR needs, all economic consumer stimulus needs for all products in all sectors of the economy. Maybe it's that 3 storey, 4 bed town house in Missouri, Tijuana, Kansas or Campbellford, Ontario. You will have enough money as a Canadian, Mexican or American to get where you intend to get to and start your ownership or lease of the property.
We could increase this base rate as a bonus sometimes to celebrate a good lunar mission or success at the Olympics. The Canadians can set their own increases and so can the Americans or the Mexicans. It might be an extra penny on the amount paid monthly in that celebration.
Our earlier comments last year about the power of leadership to resolve the economic anxiety in North America is based on the leadership capabilities of the Fed or the POTUS or both in the productive and positive outflows of our mutual North American endeavour to keep North America occupied and secured; by North Americans hopefully or mostly. Yet if you build twelve 80- storey condominiums over 3 years you will need more people from some where to occupy those new homes and built spaces. We allow a reasonable amount of immigration to satisfy this new supply of homes but all in the North American economy will have enough money to participate.
We accept the power of the international economy nonetheless to occupy our indecisive way in this regard that has festered in spite of all our electrified EBT and money transfer capabilities; to then reoccupy North America with people that amount to nothing more than, from the international average, just another average family that is usually Asian or Islamic with the average moneys that the economy and market demands they will have; as paid by their government but they are living in and occupying North America with those moneys. You failed to occupy and hold your territory. Occupation of and holding a territory requires money. Look at what we have seen, face to face.
Our last concern in spite of all the technologies available to us is the failure of the human to provide services to the population. There is a certain degree of automation in the benefits system that must be implemented to defeat any willingness of some badly motivated human beings to sabotage the benefits or bank accounts of persons in the targeted citizen groups; rendering them abandoned, marooned. Is there a social worker who disabled the benefits on black men in her assigned neighborhoods or service areas? Is there an old Postal worker and his wife who thought they would send the payments but interrupted them when the family was buying a house or vehicle to seek an extortionate payment from that family. He read the Jungle Book and decided that people should give them something since he declared himself the Ogre and King of that region. He said why do they need to buy a house for or a vehicle when all you need is the bare necessities? They were arrested for fraud, extortion and attempted murder in Canada. We suggest a card with App and a bank account.
The international economy reoccupies the territory when you fail to agree with your own financed North American existence. Instead of the North American, we see other peoples from Asia in whole and entire regions( like South Asians in Daytona or Compton) achieving the final consequence of the international economic system and that is a real North American sale; not a theft by a hungry, angry mistreated North American human being suffering a financial genocide ( in the actual North American genocide); but a real, quantifiable and happy sale of robotically made goods. I'm a Democrat really but no matter what is going on I vote for the North American lives.
